Kisan Credit Cards (KCC) campaign launched for 1.5 crore dairy farmers

News: Government of India will provide Kisan Credit Card(KCC) to 1.5 crore dairy farmers belonging to Milk Unions and Milk producing Companies within the next two months under a special drive.


  • The Kisan Credit Card(KCC) scheme was launched by the Government of India in 1998. 
  • Objective: To provide adequate and timely credit support from the banking system to the farmers for their cultivation and other needs as indicated below:
    • To meet the short term credit requirements for cultivation of crops;
    • Post-harvest expenses and Produce marketing loan;
    • Consumption requirements of farmer household;
    • Working capital for maintenance of farm assets and activities allied to agriculture;
    • Investment credit requirement for agriculture and allied activities.
  • Implementation: It is being implemented by Commercial Banks, RRBs, Small Finance Banks and Cooperatives.
  • Coverage: Small farmers, marginal farmers, sharecroppers, oral lessee and tenant farmers, Self Help Groups (SHGs) or Joint Liability Groups (JLGs) are eligible for availing benefits under the scheme.