- The Pension Fund Regulatory and Development
Authority (PFRDA) has submitted a proposal to increase the limit of pension and
age under Atal Pension Yojana (APY).
- Launched in 2015, Atal Pension Yojana is a
government-backed pension scheme administered by the Pension Fund Regulatory
and Development Authority (PFRDA). The scheme falls under the Ministry of
Finance.
- Under the scheme, a guaranteed minimum monthly
pension of ₹1,000/ ₹2,000/ ₹3,000/ ₹4,000/ ₹5,000 is provided at the age of 60
years depending on the contributions by subscribers.
- The scheme is available to all bank account
holders who are not members of any statutory social security scheme and are not
income tax payers. The minimum age of joining APY is 18 years and maximum age
is 40 years.
- The Central Government also co-contributes 50%
of the subscriber’s contribution or Rs. 1000 per annum, whichever is lower.
- Under the scheme, the spouse gets a monthly
pension after the death of the subscriber. Further, the nominee gets the corpus
amount of up to ₹8.5 lakh in the event of the death of the subscriber and the
spouse.
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