The Reserve Bank of India has increased the Real Time Gross Settlement(RTGS) time window for customer transactions from 4.30 pm to 6 pm.
The RTGS is an online fund transfer system supported by the RBI which enables transmission on a real-time basis.
Real time means the beneficiary bank receives the instructions for fund transfer immediately and gross means that it is not bunched with any other transaction and settlements of funds transfer instructions happen individually.
Since the funds settlement takes place in the books of the Reserve Bank of India (RBI),the payments are final and irrevocable.
The RTGS system is primarily meant for large-value transactions.The minimum amount to be remitted through RTGS is ₹2 lakh with no upper or maximum ceiling.
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