According to the Global Fintech Report,India has surpassed China as the leading fintech startup hub in Asia by attracting almost 50% more funding than their Chinese counterparts.
FinTech or financial technology is an industry comprising companies that use technology to offer financial services.These companies operate in insurance,asset management and payment and numerous other industries.
China has always remained a dominant player in the fintech startup space in Asia but overtime the situation has reversed with cautious investors and a tighter regulatory environment.
India has seen leading global companies such as Google, Amazon expanding their reach into the fintech space while there is also a growing number of new startups among a market with industry leaders like Paytm and Phonepe.
According to NITI Aayog,India is one of the fastest growing FinTech markets globally and industry research has projected that USD 1 Trillion or 60% of retail and SME credit,will be digitally disbursed by 2029.The Indian FinTech ecosystem is the third largest in the world,attracting nearly USD 6 billion in investments since 2014.
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